Hospital Confinement Policy

This voluntary supplemental insurance products is offered through Guardian and may be purchased by you for you and your covered dependents. 

Hospital Insurance

This insurance helps covered employees and their families cope with the financial impacts of a hospitalization. You can receive benefits when you’re admitted to the hospital for a covered accident, illness, or childbirth. The money is paid directly to you – not to a hospital or care provider. The money can also help you pay the out-of-pocket expenses your medical plan may not cover, such as coinsurance, co-pays and deductibles.