Voluntary Life Insurance

 EMPLOYEE PAID LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)

Additional life insurance helps provide peace of mind and financial security for the people who matter most in your life. Voluntary Life and AD&D is available on a self-paid, post tax basis. 

  • Employee paid benefit provided through Guardian Life.
  • Rates are age banded. Check Employee Navigator for rates and payroll deductions.
  • Any amount above the Guarantee Issue (GI) amount is subject to medical underwriting for approval. If you already have Voluntary Life, you will not have to complete medical underwriting again.
    • Employee: Up to $500,000 (GI $100,000)
    • Spouse: Up to $250,000 (GI $30,000) – not to exceed 100% of employee election
    • Child: Up to $10,000 (GI full amount)